Leopard in a tree

Planning Your Safari: Travel Insurance

Travel Insurance is an Important Addition to Your Safari Plan

Please Consider Travel Insurance

Because of a recent incident I want to stress the importance of travel insurance. Twice in less than a year we have had 4 guests on two different trips  cancel very close to there travel dates.  None had travel insurance.

Because of the way things work in Africa,  all of our group’s safari expenses are booked and paid for well in advance and refunds and credits are not offered by our contractors, so when the trip approaches it is impossible for us to refund money.    Many safari companies require guests to have coverage. Africa Wild Safaris does not make it mandatory at this time, but please understand that we will not be able to refund any money. Some money might be refunded if  we can replace you , but it is most likely not going to be the full amount you paid.

Get Trip Cancellation, Curtailment, and Medical Coverage

Travel insurance with a cancellation coverage is really import.  One of the guests had a near fatal heart attack 1 week before travel and in the other case the spouse died.  While these seem extreme bad luck, more likely cancellation reasons could be a car accident, illness of parent or family member, house break in, work emergencies, surgery, or court appearance.  When looking at policies please check cancellation reasons carefully. Also good to have is the usual trip interruption (cancelled flight), lost luggage, and the less likely illness on the trip so great it requires evacuation.

See Details about our Safaris on the Africa Wild Safaris Website

Trip Cancellation and Curtailment

This incorporates cover against trip interruption or travel delay, loss or theft of luggage, or if you must cancel.

Medical Expenses

Typically this incorporates cover for medical expenses, transport to medical facilities expenses for travel partners, evacuation.  Most also come with an assistance hotline support.  They may also work with your medical insurance for follow up care once you are home or if you have coverage while overseas.

Travel insurance offered by credit cards may not be comprehensive so check the policy fine print.

These websites might help you get educated and give a start to finding a good company and comparing their products

http://travel-insurance-review.toptenreviews.com/

http://www.travelinsurance.com/